Academy Mortgage Reverse

You've heard the term 'Reverse Mortgage', but what exactly is it?

A Reverse Mortgage, also known as a Home Equity Conversion Mortgage (HECM), is a special loan designed for homeowners age 62 and older that allows borrowers to use the loan on a purchase or refinance while still retaining FULL ownership of the property. The funds can be used however the borrower wishes with no spending restrictions, plus, there are no monthly principal or interest payments! The borrower will need to continue to be responsible for paying property taxes, homeowners insurance, property charges and maintaining the home, but THINK OF THE POSSIBILITIES!

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Why Get A Reverse Mortgage?

Reverse Basics


About Us

100% of our efforts on reverse mortgages

By focusing solely on the reverse mortgage loan, we are able to design each loan to meet the specific needs of our client as well as their family.  With the many changes that have been made by FHA and HUD over the past 5 years, we have seen this product become more flexible, less costly and much safer than ever before.


As a 73-year old retiree, I was beginning to have financial concerns about my future. Although I had heard negative things about reverse mortgages in the past, I decided to do some research to discover if this was an option for me. A friend suggested I contact a local (non-reverse) mortgage company who in turn connected me with an agent at Academy Mortgage. From the very first, I felt I was dealing with an honest, informative, no pressure organization which ultimately led me through the entire reverse mortgage process in an easy to understand manner, answered all of my many questions promptly and was always available throughout every step of the way until the final signing of the loan and follow-up. I would definitely recommend Academy Mortgage to anyone considering a reverse mortgage.

Karen Moskowitz

Bainbridge Island, WA

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